Individual Services


Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and develop a strategic plan to help take you from where you are today to where you want to be in the future as effectively and efficiently as possible. Regular reviews that enable us to make adjustments to your plan based on life’s changes and those in the market and economy are extremely important. Long-term relationships that encourage open and honest communication have been the cornerstone of our business.


The first step in developing a financial plan is fully understanding your personal cash flow. Analyzing your income and expenses, assets and liabilities, and using that knowledge allows us to to help you efficiently eliminate debt and increase savings and discretionary cash flow.

Insurance Planning

Insurance planning and risk management is often a key area that is overlooked by many people. We can help you understand the risks your family and your financial plan face and help you to manage those risks accordingly. Whether it is a premature death, disability, or dealing with potential assisted living and nursing home expenses, we can help you navigate through those potential pitfalls. Also, in a healthcare environment that is extremely challenging, we have resources to help you evaluate your potential healthcare choices.


One of the most common reasons clients begin working with us is to develop a sound retirement plan. We believe it is most important to understand what kind of lifestyle you’d like to live in retirement and when you’d like to be financially independent. When that is understood, we can develop a savings plan that utilizes the multiple investment vehicles that are available to pursue your retirement goals.


Given the cost of education in today’s world, education planning has become very important to many parents and grandparents. We can help you define your education goal, develop strategies to navigate the various savings vehicles available, and create distribution strategies designed to work within the ever changing financial aid structure.


We can develop investment portfolios for you that take into account your financial goal, risk tolerance and time frame.

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